Springtime Appreciation

This cartoon is a fun play on the reverse mortgage process, but I bet we can all agree that at times, it seems like things move in the opposite direction. Even though the Government continues to add bits and pieces to the process, I still believe it’s a wonderful and viable resource for so many seniors. I appreciate the amazing ways that this product has changed your lives for the better. It is truly gratifying for me to hear the stories of success and impact.

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It is honor and sincere privilege for me to advise and guide you through the process of a reverse mortgage.
Blessings to all….

—Cynthia Kee

CKee_photo_200x200Your mind is a garden, your thoughts are the seeds, you can grow flowers or you can grow weeds.

Reverse mortgages can be a viable option for many senior homeowners seeking to make changes in their lives they may not have thought possible. Is a Government Regulated Reverse Mortgage right for you? Get the facts. I welcome the opportunity to help demystify the process and share my knowledge and expertise with you. Feel free to call me for your complimentary personal assessment.

When you refer a family member or friend who funds a reverse mortgage with me, I will donate $250 in your name to a charity of your choice.

Spring Safety Tips For Seniors
Springtime is not just for deep cleaning the house. It is also the perfect time to perform a complete safety review of your home.

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Alarms
In conjunction with your spring cleanup, it is a good idea to change the batteries in each smoke and carbon monoxide alarm. Test the operation of each alarm and ensure that fire extinguishers are within reach and ready to operate.

Furniture A thorough walk-through of the house once a year can uncover any furniture that is becoming unsafe. If it is not sturdy enough for use, make sure it is repaired or removed. Don’t forget about outdoor furniture.

check-medical-alertsMedical Alerts Many seniors have medical alert jewelry or an emergency button to keep with them. Now is the time to check to make sure that the information is accurate. If something has been lost or new medical information makes an alert necessary, order the identification you need.

Emergency Plan Reviewing an emergency safety plan each year to keep it fresh in mind. Review escape routes in case of fire and who to call when emergencies occur. Display a contact list near the telephone.

Flooring Check the flooring and floor covers throughout the house to ensure that tripping hazards have not developed. A minor area of damage or unleveled floor could cause a serious fall if it is not taken care of.

seniors-check-railings-in-home
Railings
Secure railings are a must in the homes of seniors. As we age, we depend more and more upon the security that a sturdy railing provides as we go up and down stairs. If your a railings are wobbley, have it properly secured so that it does not become loose. Also review other areas where you may require a railing or grab bar and have them installed — in the bathroom for instance.

Medication Expired medication can be ineffective or unsafe if consumed. At least one time each year, you should review and discard the unnecessary or expired medicines filling your cabinet. Less clutter will be less confusing when it comes to deciding what you need to take in an emergency. This is also a great time to update medication and doctor lists so that you have a comprehensive and convenient medical file on hand.

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Enjoying Aging in Peace
Here are some ideas you may wish to share with other family members, as well as with other elders in your life.

Start or join a support group or ‘intentional family.’ Aging alone can be challenging, and the number of seniors minus any kind of support is mushrooming as the Boomers enter their elder years.
take up art

Have conversations with your younger self. Remember what used to light you up, or areas of life you always longed to explore but never did. (Painting class? Walking club?) Now might be the perfect time to revisit these intentions.

Reframe aging as an adventure, and journal about it as you would a trip to a foreign country.

Read uplifting memoirs of people who’ve been there, such as Greedy for Life: A Memoir on Aging with Gratitude or The Measure of My Days, by Dr. Florida Scott-Maxwell. The second book is a timeless testament to the issues we face throughout our lives, such as how to maintain individuality in a mass society, and how to emerge out of suffering, loss, and limitation, with something approaching wisdom.

Embrace your role as an elder. When our parents and those of their generation die, we have an opportunity to redefine relationships within the family. Now, as a senior, you have the freedom to serve as the voice of wisdom where you live, whether that means a major city, a nuclear family, or a retirement living community.

Absorb the virtues of inspirational loved ones who have died, and allow the memory of your beloved departed to remind you that you’re still ALIVE.

Live in the now. Five simple rules for happiness that any senior (or younger person) can embrace if they choose: 1. Free your heart from hatred. 2. Free your mind from worries. 3. Live simply. 4. Give more. 5. Expect less.

Give back. Think you’re too old to serve others? A 105-year-old nun is still a font of encouragement to prison inmates. Her dedication to helping others may be one reason she’s lived so long. Instead of focusing on death, or her infirmities as a centenarian, she continues to enrich the world with love and outreach.

–Amara Rose

 

 

When to Consult the Experts

You’ve heard it before, but it bears repeating, especially because seniors themselves are often loath to admit they’re growing older: there are certain situations where it’s wise to get expert guidance before a reverse mortgage client or prospect may actually need it. Here are four areas where seniors should consider reaching out for advice in advance.

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Spring Green Risotto Recipe

Just in time for spring. Pairs nicely with a crisp Italian white such as Soave, Insolia or Falaghina.

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Wise Reverse Mortgages Can Be a Saving Grace for Retirees

Aging in place. It’s a relatively new term for a very old concept: remaining in your own home as you grow older. Once upon a time, this wasn’t an issue. Extended families ensured that someone would be available to look after Grandma or Grandpa should the time come when they needed assistance.

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