A Hot Real Estate Market is Making Some Seniors Very Happy. Few retirees can rely on a significant pension and must make their savings last for decades. This may be even more difficult considering that we could see persistently low-interest rates, higher inflation, and market volatility in the coming years. The result? Today’s retirees could face a perfect storm, and they may have to use different financial planning strategies than retirees of the past.

Which do we choke? Inflation or possibly the nation’s fragile economic recovery? That’s a question the Federal Reserve’s Federal Open Market Committee is grappling with as consumer prices soar and global shortages of goods worsen. We have much to be thankful for in this upside-down economic cycle. While the nation’s GDP is surging, albeit when compared to last year’s economic shutdown, our economic recovery is facing some strong headwinds. Yet despite these challenges we thrive.

Older homeowners should seriously examine their current financial liquidity and future needs. If they’re lacking, this once-in-a-generation housing market could yield hundreds of thousands of dollars in borrowing power at today’ low-interest rates.

Can You Use a Reverse to Save Life Insurance Policies? Find out how to improve your cash flow by eliminating mortgage installments and other debts.

In this article, we’ve listed 10 resources that can provide valuable information and help to seniors maintain dignity, quality of life, and independence while living at home as long as your living needs are met so you are safe, healthy, and happy.

Reverse Mortgages Are An Excellent Hedge Against Property Value Risk – Especially Now. With home values at historic highs and base interest rates below one-percent now is the time for older homeowners to consider securing their home’s value with a reverse mortgage.

Did you know a reverse mortgage line of credit comes with a guaranteed growth rate? Unlike a traditional HELOC, the lender can never close the reverse mortgage line of credit, and the borrower can access it anytime they wish with a simple phone call. (Provided their taxes and insurance are kept current and the home is properly maintained) This provided the clients with all the flexibility they needed, and the additional safety net that they can tap into without having to reapply, get a new appraisal, or any additional qualification.

Reverse mortgage professionals have good reason to be excited, grateful, or just simply relieved. Here are five to consider.

Although these seven steps sound like a tall order, putting such a plan into practice is like a rejuvenation visit to a spa!